Revised: 05/08/2023

Welcome to FundamentalSpeculation.io, a website (the “Site) owned and operated by Vembar, LLC, a limited liability company duly formed and existing under the laws of the State of Connecticut whose registered office address is 33 Glenwood Avenue, Suite 1, Norwalk, CT 06854, referred to in this document, by the terms "Provider" or "we" or "us" or "our." The terms "user" or "you" or "your" refers to any and all users and/or viewers of the Site. Your use of the Site constitutes your agreement to the following Privacy Policy which, together with our Terms and Conditions of Use located at this link: https://fundamentalspeculation.io/termsofuse, govern the relationship between you and us. If you do not agree to this Privacy Policy, please do not use this Site.

To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, we make a link to it available on our homepage and at every point where personally identifiable information may be requested.

We reserve the right, to modify, alter, update, and/or otherwise change this Privacy Policy at any time, and you agree to be bound by such modifications, alterations, updates, or changes. The date of the most recent version of this Privacy Policy is shown at the top, left of this Privacy Policy. If your use the Site on or after that date, you agree to be bound by any and all such modifications, alterations, updates, and/or changes.

This privacy statement applies to all websites and domains owned or operated by us. This privacy statement covers personally identifiable information, anonymous data collection and aggregate reporting. Personally identifiable information is any information that is associated with your name or personal identity.

During the registration process, the types of personal information you provide to us may include, name, address, phone, fax, email address, social security number, driver’s license number, date of birth, username and password, billing information, transaction, and credit card information. We also support signups using your existing Google account which share your name and email address with us. Please refer to Google's terms of use and privacy policy for more details. We also use Google's Ad services to serve you ads and Google's Firebase services for analytics. Refer to Google's Terms of Use and Privacy Policy for more details.

When you browse the Site, you do so anonymously, unless you log in. We may log your IP address (the Internet address of your computer) to give us an idea of which part of our Site you visit and how long you spend there. But we do not link your IP address to any personal information unless you have logged in to the Site. Like many other commercial websites, the Provider of this Site may use a standard technology called "cookie" to collect information about how you use the site. Please go to "Use of Cookies" below for more information.

We use your personal information for the following purposes:

• To make the site easier for you to use by not making you enter your personal information more than once.
• To deliver services that you request or purchase.
• To help us create and publish content most relevant to you.
• To alert you of product upgrades, special offers, updated information and other new services provided from Provider.
• To provide feedback in an online survey.
• To participate in promotional offers.
• To request assistance or fill out support requests.

We never sell or rent your personal information. Provider may disclose your personal information if required to do so by law (for example, a subpoena) or regulation, or in good faith to (a) comply with legal processes served on the site, or (b) protect the rights and property of Provider, or (c) where our records indicate fraudulent activity, deceptive practices, other activity that a governmental agency should be made aware of, or (d) where your communication suggests possible harm to others.

Provider may transfer information about users if Provider is acquired by or merged with another company. Provider is not responsible for notifying user of such changes.

When you register, Provider will not share your information with third parties without your permission, other than for the limited exceptions already listed. It will only be used for the purposes stated above. We use personal information to reply to inquiries, handle complaints, provide operational notices, keep records up to date to notify you via periodic e-mails of technical service issues, specials, or other related product/service information. Your information may be shared with agents or contractors of Provider for the purpose of performing services for Provider.

Provider is committed to data security with respect to information collected on our site. We offer the industry standard security measures available through your browser called SSL encryption. If any transactions are conducted, we may also share your name, contact information and credit card information with our authorized service providers who process credit card payments. These service providers may have access to personal information needed to perform their functions, and will process it in accordance with their privacy policies. Payments for subscriptions to the Site are processed through Stripe. Please see their website to review their service agreement and privacy policy.

Provider strictly protects the security of your personal information. We carefully protect your data from loss, misuse, unauthorized access or disclosure, alteration, or destruction.

Your personal information is never shared outside the company without your permission, except under conditions explained above. Inside the company, data is stored on password-controlled servers with limited access. You personal information may also be stored on a password-controlled server owned and maintained by a third party entity that provides off-site storage, servers, hosting, and/or other services to Provider. Provider cannot control the security of your personal information stored on or transmitted through this or any other third party.

You also have a significant role in protecting your information. No one can see or edit your personal information without knowing your username and password, so do not share these with others.

We use SSL encryption when collecting or transferring sensitive data such as credit card and personal information. Credit card numbers are only used for processing payment and are not used for other purposes. Our efforts to protect credit card fraud help protect your financial data security.

We will provide you with the means to ensure that your personal information is correct and current. You may review and update this information at any time by logging into your account.

To protect your privacy and security, we will also take reasonable steps to verify your identity, such as password and username, before granting access to your data.

Our Site is not setup to track, collect or distribute personal information. Our Site does generate certain kinds of non-identifying usage data related to the Site, such as number of hits and visits to the Site. This information is used for internal purposes only. The statistics contain no personal information and cannot be used to gather such information.

Provider Web sites use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a website page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you. Provider does not provide an option to disable cookies. Most website browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Provider’s services or other websites you visit.

We value your comments and opinions. If you have questions, comments or a complaint about compliance with this privacy policy you may contact us at privacy@fundamentalspeculation.io.